Understanding Trump Accounts Key Takeaways Trump Accounts are tax-advantaged investment accounts designed for U.S. citizens under the age of 18 who have a Social Security number. Launching July 4, the program will provide $1,000 to every American child born...
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Staying Power: Employee Retention Through Stay Interviews Why Stay Interviews Matter High-performing workplaces such as Google, IBM, Nissan and Starbucks are among a growing list of organizations that have benefited from having their employees participate in stay interviews. Traditionally,...
Different Business Setups The most common business structures include sole proprietorships, partnerships, C corporations and S corporations. Limited liability companies, known as LLCs, are also widely used and are created under state law. Every option comes with different legal...
The Pros and Cons of Working With Family Members Bringing family members into a small business can be both appealing and complicated. One of the most commonly cited benefits is trust. In businesses that handle large amounts of cash...
Don’t Rush Your Retirement Plan Rollover When you change employers, you typically have several options for your retirement savings: Leave the money where it is, roll it into an individual retirement account, move it into a new employer’s plan...
What’s the Deal With Business Records? Choosing the right recordkeeping system matters because you need a clear summary of every transaction your business makes. Most small-business owners keep this information in accounting journals and ledgers that reflect gross income...
Top Tax Scams for 2026 The IRS has released its annual “Dirty Dozen” list of tax scams to educate taxpayers about tax and finance fraud — especially identity theft schemes. The outreach effort reminds taxpayers, businesses and tax professionals...
The Costs of Owning a Home According to the American Community Survey by the U.S. Census Bureau, the median monthly ownership costs for U.S. homeowners with mortgages stood at $2,035 in 2024. That figure is up nearly 7% from...
Scam Alert: How To Spot Phishing, Smishing and Spoofing Phishing remains a major threat. In the second half of 2024, email-based phishing attacks surged by 202%. Alarmingly, most of these attacks used link-based tactics, and 80% of the malicious...
Know the Six Mortgage Loan Types When it comes to mortgages, you have choices. By doing research and working with professionals, you can find out what’s right for you. 30-year fixed-rateThe 30-year fixed-rate mortgage remains the most popular mortgage...